Buying or Selling Homes in Gaston County, Lincoln County, Cleveland County (Cherryville, Lincolnton) call 704-802-4560

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This website is one piece of a multi-faceted service commitment that combines personal, one-on-one attention with dynamic web and e-mail resources to deliver the most comprehensive and timely service to you.

As your real estate agent, I'll bring my years of experience successfully buying and selling homes in the local market. I know the neighborhoods, schools, market conditions, zoning regulations and what it takes to make the deal go through.

It takes a full-time commitment - anything less and you'd be short changed. As a full-time agent, I'm able to "work the market" for you, keeping up-to-date with new listings and conditions as they impact the market.

It would be my honor to serve as your real estate agent. Let's get together to talk about your home buying or selling plans.
Call me at the office (704-802-4560) or on my cell phone (704-616-5398) or send me an e-mail (johnny@jrphillipsrealty.com), we'll set-up a time to meet that is easy and convenient for you.

I look forward to working with you!

Phillips Realty
704-802-4560
johnny@jrphillipsrealty.com

P.S. If you're not ready to meet in person, please tour my website. I'm sure you'll find the resources here useful and helpful. Enjoy!

Featured Properties

Active$1,300,000
  • BESSEMER CITY

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.34% 4.48%
15-yr Fixed 3.38% 3.56%
1-yr Adj 2.41% 2.99%
* national averages

Search Foreclosures

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Report Names Top 10 Markets for First-Time Home Buyers for 2014 Home Buying Season
3/27/2014 3:54 PM
Realtor.com®, a leader in online real estate operated by Move, Inc., has released the Top 10 Markets for First-Time Home Buyers for the upcoming home buying season. Markets that made the 2014 list by rank include: Pittsburgh, PA; Tampa-St. Petersburg-Clearwater, FL; Philadelphia, PA; Fort Worth-Arlington, TX; Orlando, FL; Jacksonville, FL; Dal...Read More
 
Fannie Mae Extends First Look Opportunity for Homebuyers
12/23/2013 3:11 PM
Fannie Mae announced recently that its First Look™ period will be extended to 20 days, providing additional time for owner-occupants and public entities to submit an offer on a HomePath property without competition from investors. The change is effective for properties listed on or after January 2, 2014. First Look is designed to promote owner [......Read More
 
Real estate Q&A: How the Self-Employed Can Get a Mortgage
12/13/2013 11:01 PM
(MCT)—Question: I am self-employed and make a good living. I want to buy a house, but it’s hard to document my income. So I’ve been getting turned down for a mortgage, even though I’m willing to make a large down payment. Any hope for me?  —Trevor Answer: With banks and the federal government tightening lending [......Read More
 
How Long Does It Take to Build a House?
10/21/2013 3:28 PM
Thinking about building a new home, weighing the pros and cons of building versus buying, or simply curious about the building process? The 2012 Survey of Construction (SOC) from the Census Bureau shows that on average it takes about 7 months from obtaining a building permit to completing a new single-family home. Looking at the [......Read More
 
Benefits of Real Estate Investment vs. Stocks and Bonds
10/14/2013 2:58 PM
As the economic recovery continues to build, Americans are again able to consume and invest; and with recent reports from the U.S. Census Bureau noting 34 percent of American households are rental units, investors are taking notice and rushing to reap benefits of placing investment funds in single- and multi-unit residential property. “Invest...Read More
 
Home Buyers Value Environmentally Friendly Features
10/11/2013 11:03 PM
Homeowners frequently see their heating bills rise as fall begins and the weather cools. For this reason, homes with energy efficient and environmentally friendly features are often a priority to prospective buyers. According to the National Association of REALTORS®’ 2012 Profile of Home Buyers and Sellers, nearly nine out of 10 recent h...Read More
 
5 Ways Borrowers Can Land the Best Mortgage
10/11/2013 11:01 PM
(MCT)—After riding a swift updraft earlier this year, mortgage rates have steadied at around 4.5 percent for a 30-year fixed loan. But there’s a good chance they’ll resume their upward path. That’s one of a number of things borrowers need to know now to get the best loan. “For planning purposes, if I were thinking [......Read More
 
Fastest Growing Franchises in Home Improvement
10/9/2013 3:44 PM
Since the recession, many consumers are looking to increase the value of their homes and reinvest in their properties, driving up demand in a variety of industries in the home improvement sector. Notably, franchises in this sector fared slightly better than their non-franchised counterparts during the downturn, primarily due to increased brand reco...Read More
 
Sources of New Home Sales Financing
9/23/2013 3:34 PM
While the sources of finance for new home sales have changed noticeably since the start of the Great Recession, cash sales remain more common for existing homes compared to new construction. According to data from the Census Bureau’s Quarterly Sales by Price and Financing, the onset of the housing crisis in 2007 led to a [......Read More
 
Your Facebook Friends May Affect Your Credit Score
8/30/2013 11:01 PM
From FICO to Facebook, some lending institutions are turning to social media to assess your credit score. If you have a tough time accessing credit or don’t have a credit score, you should take into account that a number of lending companies are using your online activity as an indicator of your creditworthiness. But the [......Read More




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